Frequently Asked Questions:
Q: Who can benefit from our service?
- Anyone who is new to Medicare and overwhelmed about choosing the best Medicare plan.
- Anyone who has multiple chronic conditions which they are taking medications for, regardless of age and insurance status.
- Anyone who is concerned about medication interactions and the cost of their medications.
Q: What will be covered in my initial consultation?
- JOYS will review all your medication, both prescription and over-the-counter.
- We will assess drug interactions, side effects, and if you are taking any medications unnecessarily.
- We will also educate you about your Medicare choices, including Medicare parts A, B, C and D as well as any Medigap plans. If a Medigap plan is needed, we will help you choose which of 11 plans is most suitable for you.
Q: How much does the initial consultation cost?
- An initial sit-down consultation meeting is $80.00 which includes one full hour of informative and progressive service.
Q: What do I need to have ready for my appointment?
- All prescription and over-the-counter medications
- Medical conditions
- Insurance cards
- Cost of insurance premiums, deductibles and co-pays
Q: Where do we meet for consultations?
- Consultations are by appointment only and are usually held at my office, 26 1/2 E. Prospect St. in Nazareth, but it is possible to meet at your home.
Q: Can I buy your service for my parents?
- Absolutely! In fact, many times a daughter or son will hire me to give them and their parents peace of mind.
Q: Does JOYS offer services other than medication and Medicare review?
- Yes. We will stay with you throughout the entire process if desired. This may include, but is not limited to:
- Calling your doctor(s) to make changes to your medication.
- Finding programs to lower your drug copayments.
- Comparing Medigap/Medicare Advantage/Medicare Part D drug plans to find the best price and enrolling you in those plans.
Q: Does JOYS provide medical advice?
- No. Your doctor provides the diagnosis and JOYS will guide you to the most appropriate medications and insurance plans customized for your specific health and financial needs.
Q: Does JOYS receive commission for signing me up for insurance plans?
- Yes, a licensed insurance agent, we receive commissions from healthcare related insurance from Medicare Advantage, Medicare drug plans, and Medicare Supplement plans. Commissions are similar for each category of health plans; therefore, rest assured that you will receive unbiased help.
For information regarding commissions on the sale of Medicare plans go to:
http://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/AgentBroker.html
Q: Still not sure our services will help?
- Call for a FREE PHONE consultation! 484-547-7421. You can also fill out the information on our contact page and we will be in touch promptly.
Not affiliated with the U.S. government or the federal Medicare program.
